Buying

The BEST & MOST IMPORTANT ADVICE I CAN GIVE ESPECIALLY TO FIRST TIME HOME BUYERS is to go and talk to a Mortgage Specialist. By doing this it lets you know what you will be comfortable with for a mortgage and you know what price range to look in. You don't want to find that perfect house and then find out that it wasn't in your price range, that's too disappointing. There are things that you can do to increase your credit scores to get the best interest rates, find these things out early. One of the best ways to increase your score is to use a credit card and pay it in full on time every month. If you're thinking about buying a new house remember don't make any large purchases that will take away from your borrowing power. If you want new furniture wait until you find the right house & move in. Don't forget about closing costs, it is important to be financially prepared prior to your closing. Here is a list of the most common closing costs when buying a home:

1) Deed Transfer tax if the property is not on the registry system land titles. Ask your real estate agent.
2) Legal Fees- get a quote from your lawyer.
3) Property Tax Adjustments
4) Fuel Adjustments & water/sewerage adjustment
5) Survey Certificate
6) Home Fire Insurance
7) Property Inspection
8) Water Test if not on muniple water thru the town or village.
9) Any costs that have to be paid upfront to the bank. Make sure you ask your mortgage specialist.

All these things I can help you with every step of the way. From knowing the information to take to the mortgage specialist, helping you find a property inspector, providing names for lawyers and insurance companies. Ideas on what type of mortgage would work for you, the best way to save for your down payment and what you can use for a downpayment even when there is no money in your savings account. Call me and lets get started on finding YOU that right home.

I CAN MAKE SURE YOU GET ALL THE NEW LISTINGS THAT FIT YOUR CRITERIA EVEN BEFORE THE SIGN GOES ON THE LAWN.
Each day, I receive a "hotsheet" from the Real Estate Board announcing new listings that have just come on the market. This means that I often know about new listings days before the signs are put up. I check this information many times a day so that I can notify you immediately about new properties for sale.

A SPECIAL PROGRAM FOR MY BUYERS

The Internet has become a powerful tool in the search for a new home, and we are strong believers in putting it to work for you. We have a system that will "automatically" e-mail new listings to you the minute they hit the MLS. This will let you know about new listings before other buyers do! To be set up on this program please just drop me an email with a little bit of detail of the house you are looking for, in the area you are looking in and in your price range. Have the EDGE when buying with this great new tool. My email address is sass@nbnet.nb.ca


Buying The BEST & MOST IMPORTANT ADVICE I CAN GIVE ESPECIALLY TO FIRST TIME HOME BUYERS is to go and talk to a Mortgage Specialist. By doing this it lets you know what you will be comfortable with for a mortgage and you know what price range to look in. You don't want to find that perfect house and then find out that it wasn't in your price range, that's too disappointing. There are things that you can do to increase your credit scores to get the best interest rates, find these things out early. One of the best ways to increase your score is to use a credit card and pay it in full on time every month. If you're thinking about buying a new house remember don't make any large purchases that will take away from your borrowing power. If you want new furniture wait until you find the right house & move in. Don't forget about closing costs, it is important to be financially prepared prior to your closing. Here is a list of the most common closing costs when buying a home: 1) Deed Transfer tax if the property is not on the registry system land titles. Ask your real estate agent. 2) Legal Fees- get a quote from your lawyer. 3) Property Tax Adjustments 4) Fuel Adjustments & water/sewerage adjustment 5) Survey Certificate 6) Home Fire Insurance 7) Property Inspection 8) Water Test if not on muniple water thru the town or village. 9) Any costs that have to be paid upfront to the bank. Make sure you ask your mortgage specialist. All these things I can help you with every step of the way. From knowing the information to take to the mortgage specialist, helping you find a property inspector, providing names for lawyers and insurance companies. Ideas on what type of mortgage would work for you, the best way to save for your down payment and what you can use for a downpayment even when there is no money in your savings account. Call me and lets get started on finding YOU that right home. I CAN MAKE SURE YOU GET ALL THE NEW LISTINGS THAT FIT YOUR CRITERIA EVEN BEFORE THE SIGN GOES ON THE LAWN. Each day, I receive a "hotsheet" from the Real Estate Board announcing new listings that have just come on the market. This means that I often know about new listings days before the signs are put up. I check this information many times a day so that I can notify you immediately about new properties for sale. A SPECIAL PROGRAM FOR MY BUYERS The Internet has become a powerful tool in the search for a new home, and we are strong believers in putting it to work for you. We have a system that will "automatically" e-mail new listings to you the minute they hit the MLS. This will let you know about new listings before other buyers do! To be set up on this program please just drop me an email with a little bit of detail of the house you are looking for, in the area you are looking in and in your price range. Have the EDGE when buying with this great new tool. My email address is sass@nbnet.nb.ca	267 OLD POST RD, PETITCODIAC Asking Price: $89,900 Read More...